Terms & Conditions

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1. Application of These Terms

The following terms ("Terms") govern the use of any website maintained by GP Money Pty Ltd ("GP Money", "we", "us", "our") ("the Site"). By accessing or using the Site, each user acknowledges and agrees — on their own behalf and on behalf of any person or entity for whom they access the Site — to be bound by these Terms in all use of the Site and in all subsequent dealings with information obtained through it.

GP Money reserves the right to amend these Terms at any time. Any amendment takes effect immediately upon the updated Terms becoming accessible on the Site. Users should review this page each time they access the Site.

2. Breach of Terms

If a user breaches these Terms, GP Money may, without prior notice and without providing reasons, restrict or terminate that user's access to the Site, bar the user from future access, and/or take such legal action as GP Money considers appropriate.

2. Breach of Terms

If a user breaches these Terms, GP Money may, without prior notice and without providing reasons, restrict or terminate that user's access to the Site, bar the user from future access, and/or take such legal action as GP Money considers appropriate.

3. Definition of Use

In these Terms, "use of the Site" means gaining or attempting to gain access — directly or indirectly and whether or not such access is immediate — by any electronic or other means to information that becomes accessible by reason of establishing a link to the Site. This includes using the Site to communicate with GP Money or any other person, or to access any other site or device. References to "use of" other sites and to a "user" of the Site have a corresponding meaning.

4. Important Disclaimers

The Site is intended to provide general information only. It does not constitute financial, taxation, legal, or other professional advice and should not be relied upon as such. GP Money makes no representations or warranties of any kind, express or implied, as to the accuracy, completeness, or suitability of any information contained on the Site or accessible through it.

GP Money strongly recommends that all users consult a suitably qualified and licensed professional before making any financial decision. This is particularly important where a decision may involve risk to personal finances, property, or other assets.

GP Money is not liable for any loss or damage of any kind sustained by any person arising from use of the Site or any action taken in reliance on information obtained through it.

5. Third-Party Information

GP Money may receive rate and product information from third-party sources. Such content is not under the direct control of GP Money, and accordingly GP Money is not responsible for its accuracy or currency. Users should independently verify any rate or product information before relying on it.

6. Release of GP Money from Liability

By using the Site, users agree and acknowledge — on their own behalf and on behalf of any person or entity for whom they use the Site — that they have no right to make any claim against GP Money for damages or losses of any kind resulting from use of the Site or any link to another site. If a problem with the Site or its content is encountered, users are encouraged to notify GP Money. GP Money will investigate and take such action as it considers appropriate.

7. Indemnity

By using the Site, users agree to indemnify and hold GP Money Pty Ltd, its subsidiaries, affiliates, officers, agents, and employees harmless from any loss, liability, claim, or demand made by any third party arising from their use of the Site, including any costs and expenses (including reasonable legal costs) incurred by GP Money in connection with any such claim.

8. Third-Party Links and Search Results

The Site may contain links to or search results referencing third-party websites or content sourced from persons or organisations other than GP Money. GP Money has no control over such sites or content and does not guarantee, represent, or warrant that any third-party content is accurate, legally compliant, or free from harmful code. The inclusion of any link does not imply endorsement by GP Money of the linked site or its content.

9. Permitted Use

Users are authorised to access, view, and retain copies of pages on this Site for their own personal use only. Users must not duplicate, download, publish, modify, or otherwise distribute any material on the Site for any purpose other than personal use without the prior written authorisation of GP Money.

10. Unauthorised Use

GP Money does not permit the Site to be used for any purpose contrary to its commercial or legal interests, or for the collection or dissemination of information in breach of any applicable law. Unauthorised reproduction of content or unauthorised linking to the Site is prohibited. GP Money reserves the right to take civil, criminal, or injunctive action without notice in response to any such unauthorised use.

11. Termination of Access

GP Money may, in its sole discretion and without prior notice, restrict or terminate any user's access to the Site or any part of it, and may reconfigure, alter, or shut down the Site or any material accessible through it. GP Money may also remove material that it considers, in its sole discretion, to be in breach of these Terms, contrary to the interests of GP Money or any third party, or otherwise inappropriate.

A user whose access has been terminated, restricted, or suspended has no entitlement to demand reinstatement, nor to any recompense or damages from GP Money as a result.

12. Release of Information

GP Money may, without prior notice, release information about a user of the Site where required to do so by law or subpoena, or where GP Money considers such release necessary to address, detect, or remedy a breach of these Terms or any unlawful or harmful activity. No recompense or payment will be owed to any user or other person as a consequence of any such release.

13. Intellectual Property

All content on the Site, including text, images, graphics, and software, is the property of GP Money Pty Ltd or its licensors and is protected under Australian and international intellectual property laws, including laws relating to copyright, trademarks, designs, and trade secrets.

No material on the Site may be reproduced, copied, or distributed for any purpose other than personal use without the prior written consent of GP Money. Any intellectual property notices or acknowledgments on the Site must not be removed and must be included in any material extracted from it.

14. Governing Law

These Terms are governed by the laws of the State of Victoria, Australia. Users submit to the non-exclusive jurisdiction of the courts of Victoria and the applicable federal courts of Australia in relation to any dispute arising from these Terms or the use of the Site.

15. Contact Us

For any queries regarding these Terms, please contact:

GP Money Pty Ltd
Email: info@gpmoney.com.au
Phone: 1300 089 999